Tips to Reduce Premium For Student Health Cover in Nebraska

Going by the statistics, Nebraska has the highest rate in the country of High School Graduations–87.8% of incoming 9th graders graduating from high school in four years. The state’s health for children is in good shape. At the same time, there is a problem of binge drinking in Nebraska, which shows that about 18 of every 100 residents in Nebraska are binge drinkers.

Nebraska was ranked in 2008 as the 13th healthiest state in the country. For the last 20 years, Nebraska has been working hard on its health. Though the state is working to provide health insurance to maximum number of residents, the consumers, especially the students, need to learn how to buy health cover in Nebraska.

For students, it is always advisable to review multiple health cover plans from different providers. As a consumer, students need to be able to review quotes from a broad range of Nebraska health insurance companies and see how their plan rates and benefits stack up. In general, students have a complaint that their health insurance premiums are way too high and it does not suit them financially to buy an independent private insurance cover. This leads them to avoid health insurance in total. However, this is a wrong approach. There are certain tips that can help the students to lower their premium costs. Though students often enjoy better health, but they are also more prone to accidents and influenza.

Here are some ideas for controlling your health care insurance premiums:

– A student looking for health cover in Nebraska should not avoid doing comparison shopping. Often, choosing a health cover that has higher deductibles but lower premiums is a good option. It makes sense to compare benefits, deductibles and premiums and making sure, if there is need of a preferred physician, that he/ she is in the plan.

– Students should adopt the habit of health living and practicing preventive care. Even after getting the health cover, it is better to explore preventive health screenings that are appropriate for the age and gender of the insured.
– It is important to take an active role in health care decisions and building a good relationship with the doctor.

– It is pretty important for students to know their medical benefits provided in the health cover.

– Consider same-day surgery or outpatient services. More than half of all health care costs are for hospitalization and as a student you should try to avoid it as per your maximum capacity.

– Save the emergency room for emergencies. Emergency room charges can be much more costly than a doctor’s visit. These visits will also drive up your premium.

– Check your hospital and doctor bills carefully. Notify your hospital and health plan promptly when errors are found. A customer service is the backbone of any health insurance provider. You should be able to get instant help.

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Wealth-Building Attitude – Psychological Tips to Improve Your Financial Health

In this economy it is more important than ever to have a good relationship with Money. You financial health is very much linked with your physical and psychological health and so you want to be healthy and well-rounded in all of these main areas of your life. In this article I want to share some psychological tips with you on how to improve your relationship with money and it starts with improving the ultimate relationship-the one you have with yourself.

There is plenty of information you can find that will give specifics on investment, real estate, stocks, bonds, etc. so that is not what we will be covering here. We probably all know people who have done well in various financial enterprises only to lose it all or find themselves sabotaging their efforts.

This article will focus on you and how you feel about yourself and how this can powerfully affect your relationship with money and success and financial freedom. Ironically, improving your relationship with yourself will enhance ALL of your relationships in your life. That includes with other people and with things or concepts like fame, success, wealth, health.

So here is a quick way to remember some of the most important concepts in relating to yourself and the World you live in. ULTRA Relationship. You can count each letter on a finger of your hand. Each one stands for crucial elements in any healthy relationship. Understanding, Like, (Unconditional Love would be the goal, while understanding yourself and others the best you can will help improve all areas of your interactions in life) Trust/Truth (trusting that you are at the right place, at the right time and that you will find ways to improve your life) Respect (a deeper level of self-respect tends to cause a ripple effect that others can sense and feel and so they will respect you more. Also, having a deeper level of self-respect tends to make you show more respect towards others. After all, we all living creatures with basic needs and wants and then some specifics that make use each unique and special) Acceptance (self acceptance helps you to deal with the things you cannot quite understand and yet you can trust that you are in the right place doing what you need to and you can accept others and their actions a bit more easily. You can strive to be Your BEST SELF, while accepting yourself and others are you/they are)

Each night before sleeping you can focus on these 5 elements ULTRA and after some self meditation I want you to now include your relationship with money, wealth, finances, success. Breath deeply and slowly as you imagine improving your relationship with yourself and then take this further by imagining that money is like a twin that you now understand better.

You trust that now is the time to improve this communication and connection between you two. Instead of resentment or regret “what took you so long to find me” you will feel more that this is the time and place and how this relationship is to be made more fulfilling. You can start to accept how things were and that now things are improving and will continue to do so more naturally and easily with each and every breath…

A Basic Cleanse To Enhance Your Health & Metabolism!

Skipping this step will make the weight loss/fat loss process far harder, and it will create a destiny for you of achieving only temporary results.

There are 3 initial steps to take for your cleanse to be most effective:

1st…Decide how long you want your cleanse to last. I usually recommend to my personal clients that their cleanse last no less than 1 full day and no longer than 7-10 days. For example, if they have lived a life of eating fast food and little or no physical activity, then their cleanse should last closer to the 7-10 day mark. But if they have lived a healthy! life, eating lots of fresh raw vegetables, exercising regularly, and possibly even doing another type of cleanse every now and then…then you need only follow this cleanse 1 or 2 days in a row (but most of my clients – even those who come to me in excellent condition, usually choose to stay on the cleanse longer than just 1 – 2 days…the average is 3 – 5 days initially, then once a month thereafter they can do a mini cleanse lasting 1 – 2 days).

2nd…Decide what you’re going to consume on the cleanse (this is a great time to get all the junk food cleaned out of your kitchen – give it away, throw it away, just get rid of it – but don’t get rid of it by eating it yourself!!!). After you’ve cleaned out your kitchen, you should stock it with healthy foods, and the only healthy foods you’ll be consuming on your cleanse are plain, fresh, clean water (preferably ‘distilled’ or ‘purified’ water), vegetable juices, and possibly some decaffeinated herbal tea (if you desire it).
The term “vegetable juice”, when used here, refers ONLY to juices that you juice yourself. So get yourself a vegetable juicer and a wide variety of fresh, raw, preferably organic vegetables. Then 2 or 3 times per day juice enough vegetables to fill a glass and drink it down (some people, including diabetics, find it beneficial to water down their juice with 50% water – this simply dilutes the sugar found in some vegetables).

You should add a small pinch of cayenne pepper to a few of your drinks throughout the day – this strengthens your blood, increases circulation, improves the assimilation of nutrients from the vegetable juices into your body, and helps your bowels eliminate the built up waste from your system (which gets rid of any constipation).

3rd…Do some light cardiovascular exercise like walking or bike riding for 20 – 30 minutes each day of your cleanse. Avoid any heavy physical exertion if possible – your goal is to relax and let your system rebuild and repair itself during your cleanse. Finally, rent a funny movie and laugh (a lot). When you have a good laugh, your body secretes chemicals that aid in digestion and promote good metabolic health.
Review this or any other dietary or lifestyle changes with your physician first.

A far more thorough version of the cleanse is explained in detail in The Living Health Audio Program, or you can have a cleanse and a diet designed just for you in one of Christopher’s e-classes or in his mentor program – information on all of these products and services can be found at

How to Live a Healthy Life – 3 Useful Tips to Maintain a Healthy Lifestyle

Contrary to popular belief, learning how to live a healthy life doesn’t require you to sacrifice most things you’re accustomed to. Sure, there are those who like taking their healthy lifestyle to a whole new level, but that doesn’t mean you have to do the same. Everyone has their own way of staying fit in mind and body.

These 3 easy tips will get you started on the right track in living and maintaining a healthy lifestyle:

Tip # 1 on how to live a healthy life: Draw a line between professional and personal.

The office can get a little stressful, especially when your job demands you to be constantly on your feet. It might have escaped your notice that you’re putting in more hours at the office than what is regular for the past three months. Or that you’re taking your work home more than usual.

Separate your professional and personal time. All guidance counselors and psychologists will tell you that all work and no play can be bad for your health.

Tip # 2 on how to live a healthy life: Switch your regular oil to extra virgin olive oil.

A lot of celebrity chefs these days are advocating the use of extra virgin olive oil. If you want to start living and maintaining a healthy lifestyle, keep this in mind on your next grocery trip.

Extra virgin olive oil is best known for lowering the risk of cardiovascular diseases. Other reports also claim that it lowers the risk of cancers as well.

Unlike regular oil, extra virgin olive oil lowers your cholesterol levels. Replacing your regular oil to this healthier version can even make the result of your recipe even tastier as it is more flavorful.

Tip # 3 on how to live a healthy life: Watch your weight.

Strive to maintain your ideal weight. A lot of people don’t really feel like they have a diet issue, but are shocked when the doctor or nutritionist tells them that they’re overweight or underweight. How do you know whether you have an issue or not? Consult your doctor.

Another way to check is by calculating your body mass index (BMI). It’s basically a comparison of your height and your weight. There is a mathematical equation for calculating your BMI, but you can also check this Web site out: This Web site automatically provides you your BMI as soon as you key in your height and your weight.

Aren’t these steps on how to live a healthy life so easy? Anyone who says that changing lifestyles will require you to give up all that you have known, is clearly too afraid to take the challenge, or is just not determined enough to make a difference.

Say Yes to Health – 3 Tips

Do you resist optimal health? Most of us do. It’s true! Much as we try to create ourselves as “health magnets,” we often fall just a teeny bit short of the mark. Now that’s not all bad news. In fact, don’t you think it’s kind of fun to keep on learning? Let’s explore three more ways you can put to use right away — to say “Yes” to health!

1. Create a compelling reason to be well. What is your purpose in life right now? What are you contributing? How are you advancing your greatest skills and personal mission?

While these questions seem to have little to do with health, from the perspective of energy medicine, they are essential. Most of us have an innate sense that we came here to planet earth for the purpose of doing something. To the extent that we recognize our mission and act consistently to move it forward, we create a vibration of personal integrity. Integrity is wholeness, and wholeness is health.

The opposite state is that of “just going through the motions.” Inevitably, I believe, there are occasional short spurts of doubt interspersed in each person’s life. Sometimes, it feels like nobody is listening … not even God. These are times when, not surprisingly, your energy is low.

I mention that most people go through short periods like this for one main reason. You, the reader, may be experiencing one right now. If you are, do not despair. Keep breathing. Ask deep questions. Expect that the answers you seek will arrive. Believe it or not, a state of extreme doubt about your life purpose can be a very health-promoting experience … as long as you keep moving, keep questioning, and find your way out.

It’s when you don’t find your way after a reasonable effort that you really stand to run into health difficulty. This might look like a person who’s settled for a life that’s less than what they desire, or a person who feels so guilty for not contributing more that they feel they are a burden. Or perhaps a person who simply has not yet embraced the perspective that you can’t not do your life mission.

It is your birthright to be here. Embrace your strengths and prosper!

2. Engage in your healing process. Every day, people come to my office in pursuit of better health. Some are pursuing a little more actively than others.

I can always tell the people who are engaged in their own healing process. “Carol” came in to the office last week with severe back pain that had come on suddenly after she’d completed one minute of a brand new exercise. She brought along a picture of the exercise from the workbook she’d been following. Looking at the picture, I could understand which muscles she must have overtaxed. Carol’s engagement in her process saved a lot of guessing and allowed us to begin a strategy that, by her report, reduced her pain level by half within the hour.

People who are engaged in their process have usually done some research, or at least thoughtful contemplation, about what’s going on. They frequently ask questions. They respond openly. They’re receptive to considering other strategies they can pursue on their own.

Contrast that with the dis-engaged person. They blurt out their doctor’s diagnosis and produce a long list of pills. “Good luck,” they seem to say. “Let me know when you’ve done your thing so I can go home and continue doing what I’ve always done.” It’s almost as though they’re asleep at the wheel. Actually, they are.

You know yourself better than anyone else does. Experts are there to assist and support you in making wise choices for yourself. Ultimately, though, it’s your own body that does the healing. Pills don’t heal. What does? Good nutrition and wise choices.

3. Earn and maintain your own trust. How well do you trust yourself? It seems so obvious that being trustworthy is desirable, yet how many times do you let yourself down?

* “I’m going to leave work at 5:00 today. I promise.”
* “Yep, a good night’s sleep. In bed by 10. That’s where I’m headed!”
* “Geez, it’s been a while since I checked on Mom. I’ll phone her this weekend.”
* “My diet starts tomorrow.”

Whatever it is that you let come in between your intent for self care and following through with action, identify it. That activity, belief, or person has more power over your life than you do. You trust it more than you trust yourself. And yet, ironically, self-trust is a cornerstone of self-esteem. Self-esteem is integral to your good health.

You have a strong self-preservation instinct. When you act in a way that ignores that instinct, it creates an intolerable conflict. We call that conflict “stress.” Self-care is healthy selfishness, not self-absorption. It is simply taking good care of your own well-being.

So there we have three simple strategies:

1. Value your place on this earth.
2. Actively engage in creating health.
3. Follow through for you!

Get used to what it feels like to say “yes” to yourself and “yes” to health. Once you get the feel for it, you’ll want to do it more and more!